| Tenant
Insurance with HomeLet 
Click
here for a Specialist
Tenant Insurance Protection - Instant Online Quote Working
in association with jml
Property, Premier HomeLet provides affordable, insurance policies designed
for the specific needs of tenants. Protect
your deposit, personal possessions and contents from accidental damage.
For
fully inclusive tenant's insurance, that covers: Contents
Insurance Personal
Possessions Insurance Accidental
Damage Insurance
Click Here
for an instant online quotation, without the need to fill in endless forms Please
note you should not rely on the above information as part of any contract for
Tenant Insurance from the insurance company. You must obtain their details from
their web sites by following links below or from a brochure that you must ask
the insurance company for. HomeLet
is a trading name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview,
High Street, Bordon, Hampshire, GU35 0AX, England who are authorised and regulated
by the Financial Services Authority in the UK. Their FSA Register number is 308724. ______________________________________________________
See
Also: The top five tenant’s contents claims - August 2010 Tenants
Contents Insurance Tenants
very often overlook this. Generally a tenant who has paid the first months rent
plus a deposit and administration fees in order to move into the property, insurance
is the last thing on their mind. Recent studies have shown that less only 1 -20
tenants have any contents cover at all. Although a conventional home contents
policy will give a basic degree of cover for most insured perils it is not specifically
designed for tenants and there can be some major gaps in the cover you need. Often
the minimum sum you can insure for will be far in excess of what the tenant needs,
typically a minimum of £10,000 - £12,000. Most
specialist tenant policies will provide the tenant with cover starting from £2,500
upwards and will usually cover accidental damage that you may cause to the landlords
fixture, fittings, buildings and contents. Should the tenant accidentally damage
the carpet with a wine stain or hot iron or a work surface with a hot pan mark,
these events will be covered. Usually the tenancy agreement will make the tenant
legally liable for such damage, any damage found at the time of the check-out
will be deducted from the deposit or security bond. If the tenant has adequate
insurance these events will be covered, thereby protecting your deposit. If
a Tenant has a loss through, burglary, fire, flood or other insured peril, which
has damaged their contents and have no insurance for their personal possessions
they are then left with the cost of replacing the items themselves. Any
items of personal property (clothes, furniture, computers etc) a tenant takes
into the property it is their responsibility to insure. Most policies will give
an option for basic cover which can usually be extended to cover high risk personal
items which are taken outside the home, on holiday or Worldwide i.e. Cameras,
sports equipment, clothes, jewellery etc. In
certain high-risk inner city post codes there will usually be a requirement to
have minimum-security locks on doors and accessible windows. Do also take into
account the conditions of insurance policies, regarding keeping windows and doors
secured when the Tenant is not in the property.
For further information click on the appropriate insurance
company names. - Homelet
Endsleigh Remember:
Homelet Tenants insurance policies are portable so if you
move from one part of the country you can take it with you. Contact Homelet for
conditions. Alternative
Quote Click on Endsleigh logo below 
or
 Tenants
Insurance ________________________________________ Looking
for some advice on Renting? CLICK
HERE ___________________________________________________ Under
UK regulations JML Property Services are unable to give advice regarding insurance
or assist with changes to insurance policies that you have taken out. You must
contact the insurer direct. CLICK
HERE FOR Other Insurance
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