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Tenant
Insurance with HomeLet
Click
here for a Specialist
Tenant Insurance Protection - Instant Online Quote
Working
in association with jml
Property, Premier HomeLet provides affordable, insurance
policies designed for the specific needs of tenants.
Protect
your deposit, personal possessions and contents from accidental
damage.
For
fully inclusive tenant's insurance, that covers:
Contents
Insurance
Personal
Possessions Insurance
Accidental
Damage Insurance
Click Here
for an instant online quotation, without the need to fill
in endless forms
Please
note you should not rely on the above information as part of any
contract for Tenant Insurance from the insurance company. You must
obtain their details from their web sites by following links below
or from a brochure that you must ask the insurance company for. JML
cannot provide leaflets / brochures or written information
from any of the companies linked from this site under FSA
regulations.
Homelet
is a trading style of Erinaceous Insurance Services Ltd, Phoenix
House, 11 Wellesley Road, Croydon, Surrey CR0 2NW, England
who are authorised and regulated by the Financial Services
Authority in the UK. Their FSA Register number is 308724.Jeffrey
Milner Ltd T/A jml Property Services acts as introducers to
Homelet
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Tenants
Contents Insurance
Tenants very
often overlook this. Generally a tenant who has paid the first
months rent plus a deposit and administration fees in order to
move into the property, insurance is the last thing on their mind.
Recent studies have shown that less only 1 -20 tenants have any
contents cover at all. Although a conventional home contents
policy will give a basic degree of cover for most insured perils
it is not specifically designed for tenants and there can be some
major gaps in the cover you need. Often the minimum sum you can
insure for will be far in excess of what the tenant needs,
typically a minimum of £10,000 - £12,000.
Most specialist
tenant policies will provide the tenant with cover starting
from £2,500 upwards and will usually cover accidental damage
that you may cause to the landlords fixture, fittings, buildings
and contents. Should the tenant accidentally damage the carpet
with a wine stain or hot iron or a work surface with a hot
pan mark, these events will be covered. Usually the tenancy
agreement will make the tenant legally liable for such damage,
any damage found at the time of the check-out will be deducted
from the deposit or security bond. If the tenant has adequate
insurance these events will be covered, thereby protecting
your deposit.
If a Tenant has a
loss through, burglary, fire, flood or other insured peril, which
has damaged their contents and have no insurance for their
personal possessions they are then left with the cost of replacing
the items themselves.
Any items of
personal property (clothes, furniture, computers etc) a tenant
takes into the property it is their responsibility to insure. Most
policies will give an option for basic cover which can usually be
extended to cover high risk personal items which are taken outside
the home, on holiday or Worldwide i.e. Cameras, sports equipment,
clothes, jewellery etc.
In certain
high-risk inner city post codes there will usually be a requirement
to have minimum-security locks on doors and accessible windows.
Do also take into account the conditions of insurance policies,
regarding keeping windows and doors secured when the Tenant
is not in the property. For further information click on
the appropriate insurance
company names. - Homelet
Endsleigh
Remember:
Homelet Tenants insurance policies are portable
so if you move from one part of the country you can take it
with you. Contact Homelet for conditions.
Alternative
Quote Click on Endsleigh logo below
or
Tenants
Insurance
________________________________________
Looking
for some advice on Renting? CLICK
HERE
___________________________________________________
Under
UK regulations JML Property Services are unable to give advice
regarding insurance or assist with changes to insurance policies
that you have taken out. You must contact the insurer direct.
CLICK
HERE FOR Other Insurance Products & online shopping -
Mobile Phones - DIY +
_________________________________________________
jml
Property Services are members of the Southern Private
Landlords Association, National Landlords Association in the
UK and British Chamber of Commerce Cote d'Azur - France
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