Landlord
Insurance for rental Property in the UK
Why
do I need Household Insurance?
- Most
standard household insurance policies will not protect let
property.
- Shifts
in legislation require landlords to be more aware of the
risks, particularly with regard to public liability and
appliance safety.
Why
use a specialist Rental Insurance company for Household
insurance?
- Policies
available for buildings and/or contents cover
- Premiums
are usually payable by installments
- Comprehensive
buildings cover for houses, bungalows and flats with up
to five bedrooms
- Contents
cover is available for properties let unfurnished
- Full
contents cover is provided for fully furnished properties
- Accidental
Damage cover is available as an optional extension for both
buildings and contents cover
- Unoccupied
property is covered subject to conditions
- Usually
fast claims handling procedures designed with landlords
in mind

Why
use a specialist Rental Insurance company for Contents
Insurance ?
The following are the main risks normally covered as standard:
- Fire,
lightning, explosion
- Riot,
civil commotion
- Collision
- Storm,
flood, Escape of water
- Malicious
damage
- Subsidence
- Theft
- Falling
radio TV aerials etc
- Falling
trees
- Accidental
damage to mirrors and glass
- Loss
of metered water
- Loss
of rent following an insured event
- Damage
for which a tenant is legally liable
- Public
liability insurance
Accidental Damage Cover (is
often available as an optional extension) If selected, cover
is extended to include accidental damage, tenant damage and
theft by tenants up to the maximum policy sum insured.
N.B.
This information should not be relied on for accuracy and
is presented here without the responsibility of jml Property
Service and the website it is being displayed at. ©jml property
Services January 2005
Specialist
Landlord Insurance companies offer this type of policy
Click
Here for Homelet Specialist Landlord & Tenant Insurance
- Instant Online Quote
Homelet
is a trading style of Hanover Park Commercial Services Ltd,
Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW,
England who are authorised and regulated by the Financial
Services Authority in the UK. Their FSA Register number is
308724.Jeffrey Milner Ltd T/A jml Property Services acts as
introducers to Homelet
from
HomeLet
__________________________________________
Click
Here for Endsleigh Landlord & Tenant Insurance - Instant
Online Quote
____________________________________
Under
UK FSA regulations jml Property Services are unable to give
advice regarding insurance or assist with changes to insurance
policies that you have taken out. You must contact the insurer
direct.
Additional
Pages to View - Please click on the topic
Insurance
advice for Landlords
Insurance Advice for Tenants
Tenants
Rental Advice
Buy
to Let UK
How
to present your rental Property
Selling
your property
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jml
Property Services are members of the National
Federation of Residential Landlords, National Landlords Association
in the UK and British Chamber of Commerce Cote d'Azur - France
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