Insurance for rental Property in the UK
Why do I need Household Insurance?
standard household insurance policies will not protect let property.
in legislation require landlords to be more aware of the risks, particularly with
regard to public liability and appliance safety.
use a specialist Rental Insurance company for Household insurance?
available for buildings and/or contents cover
are usually payable by installments
buildings cover for houses, bungalows and flats with up to five bedrooms
cover is available for properties let unfurnished
contents cover is provided for fully furnished properties
Damage cover is available as an optional extension for both buildings and contents
property is covered subject to conditions
fast claims handling procedures designed with landlords in mind
Why use a specialist Rental Insurance company
for Contents Insurance ?
following are the main risks normally covered as standard:
flood, Escape of water
radio TV aerials etc
damage to mirrors and glass
of metered water
of rent following an insured event
for which a tenant is legally liable
Damage Cover (is often available as an optional extension) If selected, cover
is extended to include accidental damage, tenant damage and theft by tenants up
to the maximum policy sum insured.
This information should not be relied on for accuracy and is presented here without
the responsibility of jml Property Service and the website it is being displayed
at. ©jml property Services January 2005
Landlord Insurance companies offer this type of policy
Here for Homelet Specialist Landlord & Tenant Insurance
UK regulations jml Property Services are unable to give advice regarding insurance
or assist with changes to insurance policies that you have taken out. You must
contact the insurer direct.
Pages to View - Please click on the topic
advice for Landlords
Insurance Advice for Tenants
to Let UK
to present your rental Property
Response to the Law Commission Report - August 2008 and
Law CommissionHousing: Encouraging Responsible Letting
to Property Information