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Renting
a van in the UK/Europe and looking for van hire excess insurance from insuremyvan.com?
Click
Here ___________________________________ 
Insurance4carhire.com
Gold Members Insurance
for car rental for Europe, USA and Canada and worldwide from Insurance4CarHire.com Do
you know that the Excess can cost more than the car? This insurance is a great
way to save money and have peace of mind when you rent a car - a great
selection of policies available Do
you know that it could cost you £500 or more for any damage to your rental car?
EVEN IF IT'S NOT YOUR FAULT!! For
a low, annual premium, Insurance4carhire.com provides excess insurance protecting
the customer against excess charges whenever they rent a car.
Your car rental agreement normally includes cover for Collision Damage Waiver
(CDW) and Theft. However you are still liable for the Excess on CDW and Theft.
When a rental car is damaged or stolen, the driver is asked to pay the first portion
of the repair or replacement costs. This is known as the Excess. 
Insurance4carhire covers you not only for the total
amount of Excess for which you are liable if the car is damaged or stolen, but
also for damage to the roof and undercarriage of the car, and windows and tyres.
How
our Excess Insurance Works - We insure the Policy Holder, not the rental vehicle.
Excess is a voluntary insurance. Decline the car rental company's Excess cover
at the counter when you collect the car. If the car is damaged or stolen, the
car rental company will charge your credit card for the Excess amount and you
then claim for reimbursement on your Policy. All
Gold Policies include Car Rental Key Replacement Insurance
This
covers costs up to £500 for each claim, subject to a maximum of £2,000 in any
one year. It covers replacement of a lost or stolen car rental car key, including
replacement locks and locksmith charges. TYPES
OF ANNUALPOLICIES AVAILABLE Europe
Gold: •
Annual Excess Policy covering Europe - 31 days per car rental agreement - ONLY
£49 - BUY
HERE
_________________________________________________ Excess
Gold Worldwide 31:
• Annual
Worldwide Excess cover - 31 days per car rental agreement
- BUY
HERE _________________________________________________ Excess
Gold Worldwide
60 •
Annual Worldwide Excess cover - 60 days per car rental agreement
- BUY
HERE _________________________________________________ Europe
Family and Partners Gold •Annual
Europe Excess Policy covering 2 Family Members - 31 days per car rental agreement
only ONLY
£79 - BUY
HERE _________________________________________________ CDW/SLI
Gold USA & Canada
• Annual policy covering USA and Canada - 31 days per car rental agreement ONLY
£109 -
BUY
HERE _________________________________________________ Combined
Gold CDW/SLI & Excess •
Annual Policy covering SLI & CDW in USA & Canada and Excess worldwide ONLY
£129 -
BUY
HERE The
above information has been prepared by Insurance 4 Car Hire Agents Ltd of Trans-World
House, 100 City Road, London EC1Y 2BP England insurance4carhire.com
is a tradining name of Towergate Underwriting Group Ltd which is authorised and
regulated by the Financial Services Authority , Register Number 313250. The company
is registered in England and Wales, Company No. 4043759. The Registered Address
is: Towergate House, 2 County Gate, Staceys Street, Maidstone, Kent ME14 1ST.
_________________________________________________
ADVICE
ON CAR RENTAL Before
you leave home - Ensure
thay you are carrying both your picture and paper driving licences. The paper
licence is essential as it shows any endorsements you may have. When
you collect the car: - Check
the vehicle for damage
- Check
the spare tyre
REMEMBER:
- Most
car rental locations require a credit card
- Most
car rental locations will not accept debit or switch cards
- You
must have held a valid driving licence for one year
- British
licence holders should note that many car hire outlets will not release the rental
vehicle on sight of a photocard driving licence without also seeing the paper
licence counterpart.They may also ask to see the paper licence counterpart of
all named drivers.
- Always
ask what is included in the rates quoted
- Never
initial or sign an agreement without asking about each item
- Do
not over insure. If you have travel insurance you do not need personal effects
or personal accident insurance
- Pre-purchase
or Pre-reserve your car rental
- Purchase
from agents within your own country in case you need refunds or assistance
- When
you pick-up your vehicle determine where the drop off point is for your return
- Ask
if the return area has an attendant. If not, who do you return the car to?
- If
you leave the vehicle without check-in, examine it for damage and photograph it
from every angle.
- Drink
drive laws vary from country to country - for example in Italy if you have a glass
of wine and a grappa with dinner and you are stopped by the police - you will
be fined.
- Know
your speed limits - these vary from country to country.
- Speed
/ Radar cameras certainly apply to rental cars as well! The rental company will
be notified and the renter contacted by the authorities. Speed traffic camera
information is now being sent from one country to another. e.g. someone caught
speeding with a French registered car in Italy will find that the fine will be
reported to the French authorities if it is not paid.
- Check
with the Hire company if you can take the car out of the country you are renting
in.e.g. Going from France into Italy or if renting in Ireland can you take the
car into Northern Ireland or into the Republic of Ireland.
The
above information has been prepared in association with information from Insurance
4 Car Hire Agents Ltd Drink
Drive laws in Italy Update.
Italy Magazine's March 2009 edition reports that the new Codice della Strada (The
Highway Code) has stated that if you drink more than three glasses of wine or
more than one brandy you will not pass Police alcohol tests. Apart from having
the driving license suspended up to a year, the vehicle can also be confiscated
and sold by the state.
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